Airport Lounges. Note that you don't have to enter their Social Security number or date of birth, but Amex requires that you or the additional cardholder add this information within 60 days of when the card is issued or the card will be canceled. As you might expect, the moral of the story is to ideally add authorized users to the personal version of the Amex Platinum, rather than the business version (though I get thats complicated, depending on your needs). At the time you renew the card is when the full $175 will be charged. Its unfortunate that the price for an authorized user is increasing on the Amex Business Platinum card, but with the changes American Express has made to other consumer and business cards, this is something that was to be expected. Authorized users get access to all of the included perks. Earn a $50 statement credit after the Authorized User spends $1,000 within the first 6 months. On a business account, authorized users may be employees. The Amex Platinum is one of the cards with the greatest value for authorized users. Scroll down your account's home page until you find Useful links on the right. The Amex Centurion card has a $2,500 annual fee and a $7,500 initiation fee. Find the right card for you. Up to $100 Credit for TSA PreCheck or Global Entry: Yes. Edit: If you can use enough of the benefits it may even make sense for you to simply sign your wife up for her own card (rather than an AU) but of course that math can be very . No, amex will not waive the fee for a fourth AU. If the authorized user is on active duty can they apply their SCRA benefits to the account or does the account holder have to be the service member ? 75,000 bonus miles when you spend $4,000 on purchases in the first 3 . Related: How to maximize benefits with the Amex Platinum Card. They need to reduce the cost of it. Per Amexs terms, Purchases by both the Basic Card Member and any Additional Card Members on the Card Account are eligible for statement credits. Free 2-Day Shipping at 100+ Retailers with ShopRunner, 16. Annual Fees and Authorized Users. The Marriott Bonvoy Boundless Credit Card allow you to earn Gold Elite status when you spend $35,000 on purchases each account year. Authorized users do not get the CLEAR credit, unfortunately. You also have the option of adding their social security number if you dont add it at this point, youll have to add it within 60 days of the card being issued. Compare the best premium cards for adding authorized users. If one adds additional Platinum card member mid-year, is full $175 fee charged or is it pro-rated for half year? Meanwhile, additional Platinum cardmembers and additional Gold Card members can access Amex Offers and the Auto Purchasing Program. For rates and fees of the Amex Platinum Card, click here. For rates and fees of The Business Platinum Card from American Express, clickhere. Whether youre road-tripping or globetrotting, the suite life is always better. Why? Related: Guide to lounge access with the Amex Platinum and Business Platinum. . Authorized Users Can Take Advantage of Amex Offers. I am still not sure how to add Amex offers to authorized users. So if you add an authorized user, make sure to keep an eye on your credits before you make a purchase that youre expecting a credit to cover. Then, scroll down and look underneath the Amex Offers & Benefits header and click on the Add Someone button that lives to the right of the Add an Additional Card Member option. It costs $175 to add up to three authorized users and $175 for each . Click here to see a list of advertisers that we work with. While most of the cards benefits are pretty straightforward, were often asked how they work for authorized users or additional card members. They dont seem to carry over from my Amex offers when I add them to my Plat card. Yes, it is hard to get the American Express Platinum card because applicants need a 700+ credit score and a high income to qualify for approval. Although the primary cardholder can enroll for both of these online, additional members will need to call the number on the back of their Platinum Card to activate these status benefits. Email needed if you'd like comment updates. On the Amex Personal Platinum you could pay under $60 per authorized user, while on the Amex Business Platinum youll pay $300 per authorized user. Hot Tip:Check to see if youre eligible for a welcome offer of up to 150,000 points with the Amex Platinum card! The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. The word Business . So in this post I wanted to take a close look at the value proposition of adding Amex Platinum authorized users how much does it cost, and what does it get you? Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. Email needed if you'd like comment updates. There are many reasons I've decided to remain an authorized user instead of getting my own Amex Platinum card account. Yes, authorized users still receive those coverages. That is, can I transfer the 150K points to my own airline account, or can only my wife do that? American Express Gold Card. Its pretty much an add-on to every AmEx card because I think its so incredibly useless. Adding authorized users to the American Express Platinum Card is costlier: You'll pay a total annual fee of $175 to add three additional Platinum Card authorized users. It often indicates a user profile. However, after you have been an authorized user on her card for 90 days, points may be transferred to your frequent flyer program account. Here's how: Log in to your account. It comes in handy for using the Amex Platinum card Saks credit. While the authorized Amex Platinum card user does receive travel insurance coverages such as trip interruption/cancellation insurance, since limits are stated as per covered trip, the limit of 10K per covered trip may apply and therefore the amounts would not be stackable when both the primary cardholder and authorized user are traveling together on the same covered trip. Does the fee for AmEx Platinum authorized users account gets waived for military spouses? Yes, Amex Platinum authorized users should receive secondary rental car insurance coverage. You cannot add yourself as an authorized user on your own card. Please view our advertising policy page for additional details about our partners. In short, Amex Gold card authorized users can make purchases to the main cardholders account, but dont get travel benefits such as lounge access or an annual Saks Fifth Avenue credit. I have paid the $175 for an additional card and can see it, but how do I add offers to that card? The card offers a host of benefits that include access to 3 major lounge networksand 2 complimentary hotel statuses that make traveling the world easier and more luxurious. When you add offers to the primary card they should automatically be added to the authorized user card as well. No, they should still be able to apply for the card on their own and receive the sign-up bonus. Is it annual from the date I add it? Hi Rita. Both partners can earn extra points on airfare, access a variety of lounges when traveling separately, and more. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. And it's also one of the best luxury cards based on annual fee and authorized user fees. Still a great deal, especially if you hit that minimum-spend with Airlines @ 5x :-), So the 20K offer applies to Gold cards also? Each authorized user is eligible for a credit toward the Global Entry ($100, every four years) or TSA PreCheck ($85, every four and a half years) application fee. It will NOT be published. While your Amex Gold card authorized user is an Amex Gold cardholder, they dont share the same set of benefits as the standard Amex Gold card, and some benefits (like the airline incidental fee credit) may vary. Is there a way I can enjoy a lounge in France while waiting for my flight to Spain? Likewise, purchases at Saks, Clear, eligible digital entertainment programs and Equinox by additional cardholders will count toward the primary cardholder's annual credits. Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. The Amex Platinum Card offers cardmembers (including authorized users) a Global Entry or TSA PreCheck credit. The process of adding authorized users on the Amex Platinum is easy, and potentially even rewarding. Many people pick up these cards not because of the return they offer on everyday spending, but rather because of all of the perks of being a cardmember. The Servicemembers Civil Relief Act (SCRA) applies to the primary account holder and the credit must be acquired prior to active duty. Editorial Disclosure: The editorial content on this page is not provided by any entity mentioned herein. So, if the authorized user used the entire $189 credit, the main cardholder or any other authorized users wouldnt have any additional credit to use. That said, the primary account holder can add who they wish to an employee card. Read more: The Amex Platinum has a long list of benefits, but 6 of them are especially easy to maximize CLEAR will keep your Platinum Card on file to renew your membership each year, unless. That said, if the card is going to someone who doesnt travel and who wouldnt make use of the tangible perks, its likely not worth an extra $50 per year for that employee to hold this card. You can also add up to 99 Gold Card authorized users at no additional cost (more on that below). Click theRequest Additional Card button at the bottom of the form if youd like to add multiple authorized users at once. 2023 Upgraded Points, LLC. The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Many premium credit cards provide free memberships or passes to airport lounges. We take your comments very seriously as they really help us to improve the site. For more information on our advertisers, see here. Basics of the Amex Platinum Card The Biggest Bonus Ever Breaking Down the Amex Platinum's Benefits Worldwide Lounge Access $200 Annual Uber (or Uber Eats) Credit $100 Global Entry or TSA PreCheck Application Credit $189 Annual Credit for CLEAR $200 Annual Airline Credit $200 Hotel Credit Instant Marriott and Hilton Gold Status This would be great as im thinking this would be a great holiday gift for my family members but i only fully trust 2 of the 3 id give them to. You'll then be able to order Gold cards for authorized users for no additional fee (see rates and fees ). I find it to be an entirely worthless benefit. That's where you'll find the link to "Add Someone to Your Account." Otherwise, simply look for the chance to earn a 20,000-point bonus by adding an authorized user under your Amex offers. I have been an authorized user for more than one year and spend $50K, and have paid all my balances on time. If you add an authorized user, youll be able to transfer points to one of their airline or hotel accounts after 90 days, which gives a lot more flexibility. This makes the process cheaper, easier, and often faster. That policy is a very purposeful decision on the company's part. Of course, whenever you add an additional cardholder, it's not as simple as gaining access to additional benefits. Click here to see a list of advertisers that we work with. I did not get this offer so I will register my wife as the primary cardholder with me as an authorized user. the full suite of airport lounge access perks, An $85 TSA PreCheck or $100 Global Entry fee credit, the American Express Fine Hotels & Resorts, Welcome Offers On Amex Blue Business Cards, Maximizing Amex Offers: The Complete Guide, Amex International Airline Program (IAP) Guide, Please view our advertising policy page for additional details about our partners, Access to Amex Centurion Lounges; you can guest up to two people at no additional cost (, Access to Delta SkyClubs when flying Delta on the sameday; you can bring guests for $39 each, A Priority Pass membership (enrollment required), giving you access to 1,300+ lounges around the world; you can guest up to two people at no additional cost, Access to Plaza Premium Lounges; you can guest up to one person at no additional cost, Access to Escape Lounges, Air Space Lounges, and select Lufthansa Lounges, Authorized user spending will earn points at the same rate as the primary cardmember (like the personal card. Or am I double billed (pay $175 now and again 6 months later at renewal? $200 airline fee credit for incidental purchases; Up to $100 credit for Global Entry or TSA PreCheck application; You earn rewards from purchases made on Additional Cards the same way you do on your own Card. If your employees are frequent travelers and tend to spend a lot on airfare and value access to airport lounges, theres a good argument to be had that the fee is worth it. Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. The 12 Best Websites for Finding Cheap Car Rentals [2023], The 12 Best Credit Cards for Complimentary Global Entry & TSA PreCheck [2023], Reasons To Not Add an Amex Gold Authorized User, Core Benefits of Adding an Authorized User, 1. Per dollar spent on Delta flights and Delta Vacations packages. Keep in mind that there are other ways to get Marriott and Hilton status through credit cards: Marriott Gold Elite is included automatically on the Marriott Bonvoy Brilliant American Express Card and Marriott Bonvoy Business American Express Card. Yes, Amex Platinum authorized users have access to the Amex International Airline Program. Please check out. Totally worth it. For this reason, you should only add an additional cardholder whom you completely trust not to run up your balance. Youll have to provide the name and date of birth of the authorized user you want to add. Our points-obsessed staff uses a plethora of credit cards on a daily basis. This site does not include all credit card companies or all available credit card offers that are on the market. This can be a mixture of Amex Gold card and Amex Platinum card authorized users. American Express Platinum is not accepted in Air Fance who was my carrier to Paris. You have successfully joined our subscriber list. Stick with immediate family and other close relatives who you may already share finances with. Amex Platinum Card. These are reserved for the primary cardholder. The main cardholder can easily log in to their account and track who is spending what and where. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Hot Tip: For more insight, check out our guide to the benefits of adding authorized users to the Amex Business Platinum card! Once you (as the primary cardholder) select an airline of choice, purchases by you and your authorized users will count toward the $200 annual credit. Amex Platinum cards cost $175 for the first 3 authorized users and then $175, Room upgrade upon arrival (subject to availability), A unique property amenity valued at $100 (i.e. Others don't. For instance, you can add five authorized users to your Amex Gold for free. According to the terms, the Amex Platinum airline fee credit is not applicable for the following: Fees charged to other card accounts (besides authorized user accounts). The card has a $695 annual fee (see rates and fees). If you frequent Marriott or Hilton properties, this can bring you room upgrades, bonus points and additional on-property perks. My wife is an authorized user on my Bonvoy Amex and My Platinum Amex (she has the standard gold AU card) and when she logs into her Amex account it shows those two cards and the Amex offers are available for each card and they have to be added to each card. I understand that guest access to the Centurion Lounge is still available if you spend at least $75,000 on the American Express Platinum Card, correct? Or does it happen automatically when I add it to the primary card? Cardholders enjoy all the. Amex Platinum Authorized Users: Benefits & Cost, The Business Platinum Card from American Express. Welcome bonus: Earn 80,000 Membership Rewards points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Build Credit History Related: Guide to hotel elite status with the Amex Platinum and Business Platinum. When booking hotel rooms through American Express Fine Hotels & Resorts, Amex Platinum card authorized users are eligible for the following perks: Note that your authorized user must pay for the reservation with their authorized user card in order to receive these benefits. But did you know that some cards also offer authorized users many of the same benefits as the primary cardholder? document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); This severely reduces the benefit of my Amex platinum card. The Platinum Card from American Express(review) andThe Business Platinum Card from American Express(review) are popular premium cards. Another site says that it is only for Platinum card paid users (and someone else said that its actually taken from main users when you use the Gold). In most cases, authorized users are spouses or children. This person does not necessarily need to be associated with the business itself and can be a friend or family member. The posts clearly discusses Authorized Users that cost $175/year (for up to 3 cards and then $175/card after that). welcome offer of up to 150,000 points with the Amex Platinum card! Do additional users get the same benefits as the primary user card? Advertiser Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which we receive compensation. Does an authorized user of the AMEX Platinum card also get the annual $179 credit on their CLEAR account like the primary card holder does? Amex Platinum Authorized User Benefits and Fees The annual fee is $175 for up to three Additional Platinum Cards, then $175 for each Additional Platinum Card thereafter. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Then, you'll land on a page where you can enter details about your additional cardholder(s). And there is no limit to the number of authorized users you can have. This would provide additional protection against accidental charges but while still extending benefits. If you want to give a loved one a thoughtful gift, the Platinum Card can be a . If anyone on our team wouldnt recommend it to a friend or a family member, we wouldnt recommend it on The Points Guy either. Unfortunately, Amex Gold card authorized users receive very few benefits. Click the "Account Services" tab. All you would need to do to open your own card is apply for one. When you book a prepaid stay through the Fine Hotels & Resorts program, you'll earn 5 Membership Rewards points per dollar and get access to the program's elite-like benefits. There are many reasons why you'd want to add authorized users to your travel credit cards. As an additional Platinum Card cardholder, you can also use the Fine Hotels & Resorts and Hotel Collection benefits on the card. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. In fact, adding a user can be super beneficial to you the primary cardholder and to any of the authorized users you choose to add to your account. Additional reporting by Stella Shon, Katie Genter and Emily McNutt. Authorized users are reimbursed up to $100 for Global Entry or up to $85 for TSA PreCheck application fees. However, children aged 2 through 17 can enter for a reduced price of $30 per visit versus $50 for an adult. Check here before booking an award fare. This bonus value is an estimated valuation. The fee just jumped from $550 to $695 but the card also just added a host of new credits including a new $200 hotel credit. Youll earn extra points on their purchases and theyll receive amazing travel benefits including lounge access, Global Entry reimbursement, and complimentary Marriott and Hilton status. The Amex Platinum comes with 100,000 Amex Membership Rewards points after spending $6,000 within the first six months of account opening. And date of birth of the best luxury cards based on annual fee a. Cards with the Amex Platinum comes with 100,000 Amex Membership Rewards points after $. Simple as gaining access to all of the cards benefits are pretty amex platinum authorized user fee, often! 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And have paid the $ 175 for an additional cardholder whom you completely trust not to up... Cost, the suite life is always better Retailers with ShopRunner, 16 provide the and!